Legacy FMIs were like sending a fax to Mars… via carrier pigeon. Now DLT settles trades faster than my coffee cools. No more T+2 — just smart contracts whispering ‘done’ before regulators wake up. Sharding? More like giving Visa a caffeine IV. Bottom line: finance isn’t broken — it was just napping. Who’s still using paper? 🤔 (Comment below if you miss the fax.)