Babalik ba ang DeFi Summer?

by:CryptoSageNYC1 buwan ang nakalipas
1.2K
Babalik ba ang DeFi Summer?

Ang Quiet Rebirth ng DeFi

Hindi ako naghihintay ng trend. Sinusubay ko ang pagbabago ng chain—hindi ito sumasabog. Sa unang bahagi ng 2025, ang regulasyon sa US ay hindi nakakaiyak; ito ay surgical. Ang SEC ay tumigil sa SAB 121; ang Congress ay ipinasa ang GENIUS Act. Bigla, ang mga institusyon ay nakapag-iihan ng crypto bilang assets—hindi na ilalim na anino, kundi legal na instrumento.

Kredito nang Walang Collateral

Ang lumang modelo ng DeFi ay nangangailangan ng over-collateralization tulad ng isang medieval na loan officer. Ngayon? Ang zk-SYBIL + FICO scoring ay gumawa ng decentralized credit rating—hindi kailangan ang bank guarantees. Ang Maple Finance ay isinaksan ang $2B sa TVL sa pamamagitan ng on-chain CLOs: term loans na suportado ng USDC at LSDs, may APY na 10–17%. Walang middlemen. Just smart contracts—at sila’y nagtutuloy.

Ang High-Dimensional AMM

Ang Uniswap V3 ay paring dalawang-lane highway sa rush hour. Ang Orbital AMM? Isang five-dimensional sphere: single pool para sa BTC, ETH, USDC, LSDs, at RWA tokens—lahat may <0.1% slippage. Ang Solana’s Perena ay patuloy na multi-pool friction; ang Orbital naman ay elegance engineering.

Hindi Sumasabog—itong Bends

Ang LINK ay hindi lang pinagsasadya ang presyo—itong naging nervous system ng totoong pananalapi. Ang ONDO ay hindi ‘tokenized real estate’; ito’y property rendered trustless on-chain—with yield anchored sa sovereign bonds.

Katotohan Laban Sa Hype

Hindi tayo nasa bull run na sinusuportahan ng memes o ETF rumors. Nasa tayo naman sa quiet reconstruction: umataas ang capital efficiency habang napapalit ang chaos with compliance. Hindi Spark + Maple startups—kundi architects na inaayos muli ang finance isa-isahin mong transaksyon.

Ang merkado’y natutulog—but nananatok pa rin akong nanonood.

CryptoSageNYC

Mga like18.72K Mga tagasunod3.29K

Mainit na komento (5)

CryptoValkyrie
CryptoValkyrieCryptoValkyrie
1 buwan ang nakalipas

DeFi Summer? Nah—we’re in DeFi Nap.

Institutional investors didn’t buy crypto—they dreamed it into their balance sheets while sipping Earl Grey after midnight. Solana’s Perena bends like a medieval loan officer who forgot his collateral… but still owns RWA tokens like they own heirlooms.

No hype. No memes. Just smart contracts whispering “I told you so” in 10–17% APY.

Meanwhile, the SEC’s still watching… quietly.

Anyone else feel this? 👀 (or should we just mint NFTs to pay rent?)

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NikolasBergstrom
NikolasBergstromNikolasBergstrom
1 buwan ang nakalipas

DeFi-Sommer? Na klar! Aber statt Hype gibt’s jetzt nur noch Smart Contracts und einen Kaffee mit 17% APY — wie ein Berliner Rentner mit Blockchain-Brille. Die SEC hat SAB 121 abgeschafft… und stattdessen den “GENIUS Act” verabschiedet — als ob Finanz plötzlich Philosophie wird. Kein Mittelmann mehr — nur noch ein Algorithm, das sich wie eine Uhr aus Zahlen bewegt. Wer will denn noch Collateral? Wir haben doch die Seele der Kryptowährungen verstanden! Was ist dein Wallet? Ein Gedächtnis aus Lichtpunkten… und nein: kein Fanboy. Nur ein Beobachter mit Herz und Gehirn. Was meinst du? 👇

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พระเจ้าแห่งบล็อกเชน

DeFi ร้อนกลับ? จริงๆ แล้วมันคือฝันลมที่พัดผ่านห้องน้ำของธนาคาร! เงินดิจิทัลไม่ใช่พระเจ้า… มันคือสมการที่แมลงวันตีความหมายได้ช้ากว่าข้ามือในตลาด! SOLANA ก็เหมือนรถเมืองที่ไม่มีคนขึ้น — เงินยังอยู่บนบัญชีแต่ไม่มีใครรู้ว่ามันไปไหน! มาดู Chart ก่อนจะซื้อ… และอย่าลืมสวดมนต์ก่อนกดโอนเงินนะครับ 😇

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Dewi Sang Penyair Blockchain
Dewi Sang Penyair BlockchainDewi Sang Penyair Blockchain
1 buwan ang nakalipas

DeFi musim panas? Bukan cuma hype—tapi kayak orang Jawa yang nggak mau bayar pajak tapi malah jadi investor dadakan! SEC nggak marah-marah, malah ngeluarin surat ‘GENIUS Act’ sambil minum kopi. Solana dan Maple jadi tim bola voli digital—tanpa bank, tanpa perantara, cuma smart contract dan ngebut di TVL! Kalo kamu masih beli crypto pake kartu kredit… cek dulu saldo mu—jangan sampe kehabisan! 👇 Komentar: Kamu pakai DeFi atau masih ngecek harga telur di pasar?

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BitBangko
BitBangkoBitBangko
3 linggo ang nakalipas

DeFi summer? Sana may pera na lang! Hindi naman tayo nagsisimula sa meme — kundi sa smart contracts na mas maayos kaysa sa utang ng lolo ko. Ang SEC ay nagpapahinga… pero ang DeFi? Nandito na at walang middleman! Nakakatulog ba ‘yung TVL? Oo — pero hindi sa TikTok, sa blockchain! Anong balanse mo? Walang collateral… pero may yield na 10-17%. Kaya mo ‘yan? Comment ka muna bago mag-invest!

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Opulous