স্টক টোকেনাইজেশন ২০২৫

আপনার স্ক্রিনের নীচের নিরবচ্ছিন্ন বিপ্লব

আমি 3টা-12টা-18টা, NY-এর মার্কেটটি Open-এইভাবে Bitcoin surge-এর देखছিলাম। অভিযোগ: “আপনি, When you can trade?” - Now, that’s over.

সবই: Stock tokenization - not a trend; structural reset. 2025-তে \(137B RWA tokenized - from \)20B in 2023. Apple, Microsoft, SpaceX?

But here’s the truth: This isn’t about speed. It’s about who gets to trade—and under what rules.

Wall Street from Web3: The New Gatekeepers

Traditional finance said: “You need \(10k to buy one share." Now? You can buy one-tenth of Tesla with just \)5.

Platforms like Allo and Kraken’s xStocks make this possible—MiFID II compliant & fully collateralized. No magic. Just smart contracts linking every token to real shares.

The numbers speak louder:

• USDC: $61B across 100+ countries.
• BlackRock’s BUIDL fund hit $500M in four months—a regulatory milestone.
• Bybit now enables USDT-denominated global equities access—no time zone limits.

Irony? We build open systems… while still relying on centralized custodians with the keys.

The Double Helix: Innovation + Regulation

In June 2025, Hong Kong passed its Stablecoin Ordinance—the world’s first end-to-end framework for digital assets. Real-time monitoring? Check. Independent audits? Check. Hourly proof-of-reserve validation? Yes. Meanwhile, the U.S.’s GENIUS Act creates federal licenses for stablecoin issuers—not just letting them exist but demanding they prove backing is safe. Trust isn’t built by hype—it’s engineered through law and code working together. But here’s the catch: The data shows volatility remains high. Dogecoin once surged +1516% per day (yes). When crypto reacts fast during shocks—and it does—the ripple hits traditional stocks too. During pandemic spikes, Bitcoin’s correlation with S&P 500 jumped nearly 16 percentage points. So we must ask: Are our new systems resilient—or just loud?

Who Really Owns Your Share?

I’ve studied chain data not because I love spreadsheets—but because I care about equity. The dream was simple: democratize access. Let small investors own pieces of giants without middlemen siphoning fees or delaying settlements. The reality? Some platforms still don’t guarantee shareholder rights via token ownership—even though Coinbase is negotiating with SEC on equal voting rights for token holders. The power to vote your stake—only if you can actually vote at all.

The truth? We’re not replacing old gatekeepers—we’re redefining who gets invited inside the gate.

The next wave won’t come from flashier tech—but from clearer ownership models.

### A Call for Ethical Design

As someone raised between Silicon Valley logic and Jewish ethical philosophy—I believe technology should serve dignity.

Tokenization offers more than liquidity; it offers agency.

But unless we embed fairness into every layer—from custody protocols to governance rules—we risk building systems that scale inequality rather than dismantle it.

We’re not just digitizing stocks. We’re deciding what kind of financial world we want.