As a fintech analyst raised in Brooklyn by a Black engineer dad and Korean data scientist mom, I’ve watched this tax draft unfold like a poorly coded blockchain protocol: complex, opaque, and rigged for the few. The $42B plan hides SALT caps behind political compromise—while slashing healthcare and clean energy credits. This isn’t reform. It’s rent-seeking dressed as fiscal policy. I’ve modeled it. The numbers don’t lie. And yes, it’s still凌晨 in Beijing when DC votes at noon.